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An Important Coverage That Protects Your Employees

What is workers’ compensation insurance?
Workers’ compensation insurance, or workers’ comp, provides wage replacement and medical benefits to employees that work for your business. This coverage can often extend to other parties not necessarily intended to be covered.

If your employee is sick or injured on the job, this policy provides coverage for work-related injuries, including medical payments, rehab, lost wages and other expenses. Your employee may receive a long-term benefit should he or she be unable to return to work.

We hope it never happens, but should an employee die due to a work-related accident, this important insurance will pay a benefit to his or her family.

Why is it so important?
Failure to purchase workers’ compensation insurance can result in fines where required by law. Workers’ comp is a no-fault insurance program. As an employer, you pay for workers’ compensation insurance, and your business, in return, is covered for work-related accidents. Rules and regulations may vary, but nearly every state requires some form of workers’ comp.

In addition, your employees count on you should a work-related injury occur. Your employees work hard for you and your business. Protecting them in the event of a work-related injury or illness is in your and their best interests.

How can I learn more?
More information about workers’ compensation insurance and our other commercial products is a phone call away at 1-813-575-1580.